Term life insurance plans are not often talked about; however, they can help a lot of individuals. A Term insurance plan is purely a low-cost life insurance plan for a certain period. BF Insurance Agency offers various plans to fit your needs.
Term life insurance is life insurance which only covers you for a certain period of time. If the term concludes and you’re still alive, the policy expires with no other benefits. This form of insurance can be considered “pure insurance” because it provides a specific, unchanging death benefit within the term.
The appeal of term insurance is its low cost. Due to its lack of features relative to permanent insurance, the fees on term coverage are extremely low. The broad appeal of term coverage means competition is also strong, driving costs down further.
There are so many types of insurance available, how do you choose? This is where you need a trusted financial and insurance advisor, because there are many options available for you. We can help. BF Insurance Agency offers various plans to help you find the perfect one for your family.
PROS:
- Provides pure insurance coverage
- Very low costs
- Insurance cost savings can be invested
CONS:
- Insurance protection expires after period of time
- No cash value build-up
Discover the right term life insurance plan for you.
Basic
per month
STANDARD
per month
Premium
per month