Small Group
You may continue to view plan information, however please be aware that the open enrollment period to apply for individual coverage in most states ended on March 31, 2014. After that date, you must experience a life qualifying event in order to apply for coverage. Examples of life qualifying events include but are not limited to; births, adoptions, marriage, divorce and involuntary loss of coverage. If you don't have a life qualifying event, you must wait until the next open enrollment period in November to submit an application. If you don't know if you qualify because of a life qualifying event or because your state has extended its open enrollment period, please contact your agent or broker at (760) 405-8999.
Service Overview
Finding the perfect group health insurance plan for a business can be confusing. BF Insurance Agency offers various plans to fit your needs.
Group Health Insurance is now available for businesses with as few as one W2 employee. Providing employee benefits is an excellent way to retain and recruit quality employees. It provides tax advantages for the employer as well. Starting in 2016 employers with 50 or more full-time employees were required to provide health insurance to their employees, or be subject to penalties. Many smaller employers have long recognized the value of employer-provided benefits.
Comprehensive benefits packages can be offered even by smaller companies. We can help your group with many different lines of coverage including; medical, dental, vision, life, and disability. In addition, we offer supplemental benefits, with no employer contribution, to help you round out your employee benefits package. Many employees appreciate the opportunity to protect themselves against unforeseen accidents, illnesses, and injuries which can be expensive even with comprehensive benefits.
We can help you pick a benefits package within your budget. There is no charge to have us as your agent; We are paid by the carriers directly and it doesn’t affect your pricing at all. As agents, we are here to provide service and help you seamlessly administer your employee benefits. BF Insurance Agency offers various plans to help you find the perfect one for your business